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Campbell sued State Farm for damages arising from its decision to try a third-party automobile accident case in which Mr. Campbell was the defendant, rather than accepting offers to settle for the policy limits of Campbell's insurance policy.NORTH CAROLINA COURT OF APPEALS No.: COA02-544 Docket Sheet As Of: 08/05/2008 Smith v State Farm Automobile Ins. Co. Completed: YES [DR.

JOHN A. SMITH d/b/a HIGHWOODS CHIROPRACTIC], Plaintiff, V [STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY], Defendant.Although our Supreme Court has recognized an exception to the general rule (allowing the insurance contract to be interpreted under North Carolina law even when it is made elsewhere) where a close connection exists between North Carolina and the interests insured by an insurance policy, see Johns v. Automobile Club Ins.STATE FARM MUTUAL AUTOM