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How to article - how to determine car liability limits. Auto insurance, bodily injury and property damage liability coverages protect you if you injure Get Car Insurance, Home Insurance, Business Insurance policies, quotes & more © 2009 Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 PA Auto Insurance: Limited Tort vs. Full Tort - An explanation by experienced Pennsylvania car accident attorneys. cost a little more on your car Interested in knowing what you can do to keep your auto insurance costs low? Here are the most common ways to reduce your annual premium: Reduce limits and coverages . question: Full torque or limited torque insurance? What is the difference? but believe you may be referring to full or limited tort insurance . .