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By Marshall Loeb RISMEDIA, May 28, 4 Reasons to Consider Renters Insurance In most cases, a landlord’s insurance covers only structural damage to the building itself-and many landlord policies don’t even go that far if the damage is caused by a tenant. Get Quote and Order Renters Insurance Online What is Insurance? Once you're covered, you can relax and enjoy the peace of mind that comes with knowing your possessions are protected against the unexpected.What Renter’s Insurance Doesn’t Cover Renter’s insurance, like homeowners insurance, doesn’t cover everything. If you live in a flood zone or earthquake country, you may need a supplemental policy. My insurance agent recommends against earthquake for renters because the deductibles are high and the Let Netquote connect you to local and national ho