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That sentiment may explain why a growing number life insurance buyers at Mutual Omaha, AIG American General, Federal Kemper, and other insurers are looking favorably at extra-cost return-of-premium policies as an alternative to traditional term--the low-cost unvarnished insurance that many advisers recommend as a In order to take a closer look at who and what versions Return of Term Life Insurance are being offered, I fired up my Term Insurance New York page and put in my zip code.Senate Bill 1327 / S.L. 2007-399 Text Fiscal Note Edition 1 [HTML]AN ACT to add an exception to the circumstances under which a surety on a bail bond is not required to the premium on the bond under the laws regulating bail bondsmen and runners.Insurance companies have come up with a Return Premium (ROP) plans to satisfy this aspect for the customer. RO